Buyer's Guide (1) : "The Biggest Bear In The Forest"

First up, let's start with the man who thinks the market still has a long way to fall.

Jonathan Davis, Chartered Financial Planner and Managing Director Spokesman for House Price Crash, has been waiting a long time for a downturn and is gleefully predicting a bloodbath:

"It's a great time to sell, but there's no one buying. Buy-to-let is effectively dead so no one is buying at the bottom of the chains and they are falling apart.

"I think prices will fall by about ten per cent this year, and around 35 per cent over the next four or five years, but the timing depends on which part of the country you live in.

"We should be looking at prices falling until 2010 in London and the South East and up to 2012 or 2013 around the country.

"If you're trading up it's a terrible time, but it's a brilliant time to rent because there's a massive glut of properties available and owners continue to offer great deals."